Nicole Victoria | Money Coach

If you want to get rich, you need to learn from rich people. And if you don’t know any—don’t worry, I’ve got you. I went from $40,000 in debt to millionaire by 30 by studying the actual strategies wealthy people use behind closed doors. Not the watered-down stuff. Not the basic advice. The truth is, most people are stuck because they’re following the wrong playbook. They’re budgeting, saving pennies, and playing defense— While the rich are buying income, lowering taxes, and building systems that print money. And right now—with the market as volatile as it is—understanding how to play offense with your money is more important than ever. Because recessions don’t make people poor. They make the rich richer… if they know what they’re doing. I teach you exactly how inside my free How to Get Rich in a Recession masterclass. The strategies, the systems, the mindset—and the math.

📲 My free masterclass breaks it down in plain English. Link in bio if you want to learn what to actually do when stuff like this hits.

Went from “what’s a stock?” to “my portfolio pays me more than my 9-5 ever did.” Investing > hustling. Always. Free masterclass in bio if you’re done playing small.

What good is a Rolex if it just tells you when your lunch break is over? 👀 If you always spend all your money… you’ll never have any money. Rich people don’t spend money the way most people do. They buy assets. Then let those assets pay for their lifestyle. I’m a millionaire. Not because I budgeted harder. But because I learned how to use my money smarter. People used to say I couldn’t possibly be rich because I drove a Camry… It was actually a Kia 😂 And now? I’ve upgraded—and my investments paid for it. This is the kind of stuff nobody ever teaches you. But I will. Watch my free masterclass, How to Get Rich in a Recession— and I’ll show you exactly how to make your money work harder than you ever did. 📲 Link in bio. Don’t wait.

In the finance world, it’s known as Dr. Copper — because it has a PhD in predicting the economy. And right now? She’s getting loud. Copper prices just hit a 2-year high. The last time this happened before a major crash was in 2007... right before the market tanked in 2008. That doesn’t mean we’re guaranteed to crash — but it does mean smart investors are paying attention. Because copper moves when companies expect demand to surge… or when they’re stockpiling before things get worse. Either way, it’s a warning sign worth understanding. 👉 I break it all down inside my free How to Get Rich in a Recession masterclass. If you want to make more, keep more, and grow real wealth without needing a crystal ball — this is where you start. Link in bio.

The market doesn’t wait for the economy to “feel better.” It moves first—and if you don’t understand that, you’re already too late. The wealthy aren’t scared of recessions. They leverage them. Because while most people wait for permission, they’re positioning for growth. If you want freedom, safety, and options—investing is how you buy them. And this video will show you how. Watch it. Save it. Share it. Then get inside my free How to Get Rich in a Recession Masterclass. Link’s in bio.

A dollar today is worth more than a dollar tomorrow. That’s called the time value of money—and it’s the reason investing early is a total cheat code. Because when you invest, your money earns money. And then that money earns money. The longer it has to grow, the harder it works. $1 invested at 20 = $72.89 $1 invested at 30 = $28.10 $1 invested at 40 = $10.83 $1 invested at 50 = $4.18 Same dollar. Different outcome. That’s why you need to learn this now. I went from $40,000 in debt to millionaire by 30—not by saving harder, but by getting smarter. And now I teach women how to build wealth without giving up what they love. If you want to learn how to actually grow your money (even if you’re starting small), watch my free masterclass: How to Get Rich in a Recession. Link’s in my bio.

Ever notice how the rich never seem shocked by market moves? That’s because they’re not reacting to headlines—they’re reading the signals behind them. And this week? The signals are loud. Trump paused EU tariffs, the market rallied, and bond yields dropped. Most people see green candles and think “we’re back!” But wealthy investors? They see a setup. They know when yields fall, it often means big money is moving to safety—or betting on rate cuts. They know the Fed is quietly preparing for a shift. And they know moments like this are when long-term wealth is built—not when things “feel safe.” If you’ve ever felt confused by market news or wondered what to actually do when the economy is shaky… This is your moment. I break it all down—step by step—in my free “How to Get Rich in a Recession” masterclass. Click the link in bio to start building wealth like the rich do.

What other trends have you noticed lately that feel like lowkey recession clues? Princess nails, quiet luxury, everyone suddenly into “clean girl” vibes… it’s not random. These trends don’t just appear—they signal something deeper. As a self-made millionaire who built wealth by studying what the rich do differently (especially in downturns), I’ve learned to read between the lines. Beauty, fashion, lifestyle—they all whisper the same thing if you know what to listen for. If you want to learn how to build real wealth in a recession instead of getting crushed by it… I’ll teach you exactly how in my free masterclass. First link in my bio or www.nobudgetbabe.com/freebies

I don’t argue with people I’ve already lapped. I built a $5M portfolio—not by playing small, not by waiting until I “felt ready,” and definitely not by taking advice from people who’ve never built what I have. I started with $40K in debt and a deep belief that life could be different. I didn’t grow up wealthy. I wasn’t handed a roadmap. I studied what the rich actually do with their money—and now I teach other women how to do it too. I’m the author of one of the top personal finance books for women. I’ve been featured in Fox, CBC, Financial Times. And I’ve helped thousands of women take control of their money, build wealth, and stop playing small. If you think it’s impossible, it will be—for you. You see limits. I see opportunity. That’s why I’m rich and you're stuck in your mom's basement.

You ever wonder what a multi-millionaire is actually invested in? I’m breaking down my portfolio in my latest series. What I hold. Why I hold it. And how I use it to generate $150K+ a year in passive income without touching my stocks. If you want the blueprint, I’m handing it over—no gatekeeping. Watch the series + grab the free trainings at www.nobudgetbabe.com/freebies 💅

How this works ⬇️⬇️ Most people think you have to be rich to invest. But the truth? Investing is how you get rich. If you front-load your investments early—even just $75/week from age 20 to 30—you can hit millionaire status without investing a single extra dollar after 30. This is called Coast FIRE. And it works because of compound interest. But here’s the catch: the sooner you start, the less you need to invest. Investing doesn’t have to be complicated. You don’t need to day trade, chase hot stocks, or “know what you’re doing.” Simple, boring, globally diversified index funds like VT 🇺🇸 or VEQT 🇨🇦 will do the heavy lifting for you. I went from $40K in debt to millionaire by 30 using these strategies—and now I teach women how to do the same. 👉 Come to my free “How to Get Rich in a Recession” masterclass to learn the exact steps.

If you want to get rich, you need to pay attention to this. This isn’t just another headline. It’s a massive clue about what’s coming next—and most people are going to miss it. China just said the U.S. is “seriously undermining them.” That is not diplomatic language. That is a direct escalation in a global trade conflict—and it’s the kind of thing that can shake markets fast. Back in April, the U.S. announced new tariffs. The stock market dropped into a full bear market (a decline of 20%+), and the VIX—aka the market’s fear index—spiked to over 50. I’ve been investing through this entire cycle. I’ve made a ton of money since that crash—not because I predicted anything perfectly, but because I know what to watch for and how to act when everyone else is scared. 📉 Most people wait too long. 📈 Wealthy investors prepare while others are distracted. The market started climbing again when tariffs were paused—but I made a video back then saying it was just that: a pause, not a solution. And now? We’re seeing the cracks again. The VIX is creeping back up. Prices aren’t climbing. Fear is building. And here’s the part no one tells you: You can make money in times like this—but only if you understand where to look. I have multiple seven figures invested in the market today. But I didn’t start wealthy—I started $40,000 in debt, and became a millionaire by 30 by learning exactly how wealthy people invest when the world feels uncertain. And no, I don’t just invest in the U.S.—because history shows us it’s not always the top performer. Even Vanguard is now forecasting higher long-term returns outside of the U.S. This is your opportunity to make smart money moves while everyone else is reacting emotionally. 💻 Want to learn how I’m building wealth in this environment? Go watch my free masterclass: How to Get Rich in a Recession. It’s on my website. It’ll walk you through the exact steps I took—and how to start building real wealth, even if you’re starting from scratch.

The moment I realized budgeting would never make me rich? I was stealing from one jar to fill another. Overspending in one category, robbing another, feeling like shit about it. ⁠ That’s when it hit me: Budgeting only works with what you have. But building wealth? That’s about what you could have. ⁠ I stopped trying to “afford” the car. I figured out how to buy the investment that would afford the car for me. ⁠ I turned $15,000 into a $300,000 property… Then flipped that into $150,000 in profit. Then $500,000. ⁠ Not by budgeting. Not by cutting lattes. But by building something bigger than me. ⁠ This is how I became generation zero. How I became the woman who gets everything she f****** wants. ⁠ Ready to start building your empire? Start free with my How to Get Rich in a Recession masterclass — it’s on my website under “Freebies.”

I studied the wealthy, learned how money actually works, and stopped following broke advice that keeps women stuck. I had a degree, a corporate job, and still felt like I was drowning. $40K in debt, working hard, stressed constantly—until I realized hard work alone won’t build wealth. So I flipped the script. Paid off my debt. Built a seven-figure portfolio. And now I teach other women how to build real wealth—even in a recession. If you’re tired of playing small, this is your sign. Watch my free How to Get Rich in a Recession masterclass. Link’s in bio. Go take what’s yours.

This green flag tells me you’ll get rich too. 👀 I remember seeing it in myself before anything changed. Before the money. Before the investing. Before I even knew what a “financial contract” was. It was this moment where I stopped scrolling and thought… “Wait… what is that? And why do rich people care about it?” This week, it’s something called triple witching — a market event that most people have no idea even exists. But the wealthy? They plan their moves around it. And if you’re even interested in learning about it? That’s the green flag. That curiosity? That desire to understand the game? That’s how I knew I was going to get rich. ✨ And if you’re ready to start learning how to actually play the game, not just watch from the sidelines… I made something for you. 💸 Grab my free How to Get Rich in a Recession masterclass — it’s packed with the exact strategies I studied, stacked, and executed to go from broke to building real wealth. [Link in bio] or go to nobudgetbabe.com to watch instantly.

She started broke. Overwhelmed. Drowning in debt. Now she’s a millionaire with multiple streams of income, total time freedom, and investments working harder than she ever did. And no—it didn’t happen overnight. It started with small habits. Tiny mindset shifts. Decisions that felt uncomfortable but necessary. You don’t go from maxed-out cards to millionaire in a leap… You get there one intentional money move at a time. Where you are now doesn’t define where you’re going. I didn’t get lucky—I got strategic. And I can show you how. ✨ Start with my free trainings or apply to work with me as your seven-figure mentor. Link in bio.

Your credit card should be paying you. The rich know it’s a tool—not a trap. I used these same tips, tools, and strategies to go from $40K in debt to millionaire by 30. If you wanna save more without a budget, make more without working harder, and invest so your money works while you sleep… 👀 Hit the link in my bio. I’ve got something free waiting for you.

This exact market move has only happened 15 times in the last 75 years. And every single time, the market was significantly higher 5 years later—on average, up 91%. But that doesn’t mean it’s a straight line up. In fact, in many of those cases, a recession hit shortly after. The difference is that wealthy people don’t run from recessions. They use them. If you want to learn how to invest through uncertainty and build real wealth in a shaky economy, I’m breaking it all down in my free masterclass: How to Get Rich in a Recession. No jargon. No fluff. Just the actual strategies I used to go from $40k in debt to millionaire by 30. Click the link in my bio to grab your spot.

Replying to @stevetibbs He’s not the sugar daddy. I am. We’ve been together since we were broke teenagers—no safety net, no inheritance, just hustle. But from day one, I was the one studying the game. Learning how money works. Investing. Building. I retired my husband because I wanted to—not because I had to. He’s hot, But I’m the financial asset. Want to learn how I did it? Start here: www.nobudgetbabe.com/freebies or through my link in bio